Integrating Generative AI into Cloud-Native Architectures for Autonomous Loan Management in SAP Systems
DOI:
https://doi.org/10.15662/IJARCST.2024.0706010Keywords:
Generative Artificial Intelligence, Cloud-Native Architecture, SAP Systems, Autonomous Loan Management, Credit Risk Assessment, Microservices, Financial Automation, Predictive AnalyticsAbstract
This paper presents a novel framework that integrates Generative Artificial Intelligence (AI) within cloud-native architectures to enable autonomous loan management in SAP-based financial ecosystems. Traditional loan processing systems often suffer from fragmented workflows, manual decision cycles, and scalability constraints. The proposed approach leverages Generative AI models for dynamic credit risk assessment, intelligent document generation, and real-time decisioning, while Kubernetes-based microservices ensure flexibility and performance across hybrid cloud environments. Integration with SAP S/4HANA enhances data interoperability and financial transparency, enabling automated compliance verification and predictive analytics. Experimental evaluation demonstrates significant improvements in processing efficiency, accuracy, and operational resilience. This research highlights how Generative AI and cloud-native SAP integration can transform financial institutions into adaptive, self-optimizing ecosystems for digital loan management.
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