Cognitive Software Engineering for Inclusive Finance: AI-Augmented Web Application Frameworks with Secure and Ethical Cloud Intelligence. International Journal of Advanced Research in Computer Science & Technology(IJARCST), [S. l.], v. 4, n. 6, p. 5815–5818, 2021. DOI: 10.15662/IJARCST.2021.0406007. Disponível em: https://www.ijarcst.org/index.php/ijarcst/article/view/196. Acesso em: 4 nov. 2025.