“Driving Return on Risk-Weighted Assets Improvement via Audit, Analytics, and Advanced Modeling in Bank Portfolio Management ”. International Journal of Advanced Research in Computer Science & Technology(IJARCST) 8, no. 3 (June 15, 2025): 12197–12206. Accessed August 17, 2026. https://www.ijarcst.org/index.php/ijarcst/article/view/241.