“A Multi-Cloud Security Framework for Financial Systems: AI-Based Fraud Detection, Causal Trace Miner Insights, and ERP-Driven Prevention Strategies”. International Journal of Advanced Research in Computer Science & Technology(IJARCST) 4, no. 6 (December 15, 2021): 5875–5881. Accessed December 24, 2025. https://www.ijarcst.org/index.php/ijarcst/article/view/288.